.hiw-breadcrumb{border-bottom:1px solid var(--line);background:var(--paper)}.hiw-breadcrumb .wrap{color:var(--muted);padding-block:13px;font-size:13px}.hiw-breadcrumb a{color:var(--muted)}.hiw-breadcrumb a:hover{color:var(--navy)}.hiw-breadcrumb .sep{color:var(--line);margin:0 7px}.hiw-breadcrumb .current{color:var(--text);font-weight:600}.hiw-chero{background-color:var(--paper);text-align:center;background-image:radial-gradient(75% 65% at 88% -10%,#1e3a8a12,#0000 60%),radial-gradient(55% 55% at -8% 100%,#3e9c930f,#0000 60%),linear-gradient(#1e3a8a06 1px,#0000 1px),linear-gradient(90deg,#1e3a8a06 1px,#0000 1px);background-position:0 0,0 0,-1px -1px,-1px -1px;background-size:100% 100%,100% 100%,56px 56px,56px 56px;padding:26px 0}.hiw-chero .eyebrow{justify-content:center}.hiw-chero h1{color:var(--text);font-size:clamp(28px,3.8vw,42px);line-height:1.12}.hiw-chero .lede{color:var(--muted);max-width:50ch;margin:16px auto 0;font-size:16px;line-height:1.6}.hiw-section{background-color:#fff;padding:24px 0}.hiw-process-grid{grid-template-columns:repeat(3,1fr);gap:0;margin-top:8px;margin-left:0;margin-right:0;padding:0;list-style:none;display:grid}.hiw-process-step{text-align:center;padding:22px 18px;position:relative}@media (min-width:981px){.hiw-process-step:not(:nth-child(3n)):after{content:"";background:var(--line);z-index:0;width:100%;height:1px;position:absolute;top:54px;left:50%}}.hiw-process-icon{background:var(--card);border:1px solid var(--line);z-index:1;border-radius:50%;justify-content:center;align-items:center;width:64px;height:64px;margin:0 auto 14px;display:flex;position:relative;box-shadow:0 6px 16px -10px #101f354d}.hiw-process-icon svg{width:26px;height:26px;stroke:var(--signal-dark)}.hiw-process-num{font-family:var(--font-display);letter-spacing:.06em;color:var(--signal-dark);margin-bottom:6px;font-size:11px;font-weight:700}.hiw-process-step h2{letter-spacing:-.025em;color:var(--text);margin-bottom:6px;font-size:16px;font-weight:700}.hiw-process-step p{color:var(--muted);max-width:30ch;margin:0 auto;font-size:13.5px;line-height:1.6}.hiw-link-row{flex-wrap:wrap;justify-content:center;gap:12px;margin-top:28px;display:flex}@media (max-width:980px) and (min-width:701px){.hiw-process-grid{grid-template-columns:repeat(2,1fr)}.hiw-process-step:not(:nth-child(2n)):after{content:"";background:var(--line);z-index:0;width:100%;height:1px;position:absolute;top:54px;left:50%}}@media (max-width:700px){.hiw-section{padding:22px 0}.hiw-process-grid{grid-template-columns:1fr}.hiw-process-step:after{content:none;display:none}.hiw-process-step p{max-width:none}}@media (prefers-reduced-motion:reduce){.hiw-link-row .btn:hover{transform:none}}